![]() ![]() Even with Medicare coverage, you may still have to pay your deductible or copay amount.Medicare covers emergency room visits, and inpatient stays after them, but the details and costs vary depending on your plan.But it does not pay for room and board at these facilities or for help with everyday activities such as bathing, dressing, eating or using the bathroom (also called “custodial care”) if that is the only care that you need. Medicare will cover your medical needs, as it would no matter where you live. Medicare Part A, or any part of Medicare, doesn’t cover long-term care in a nursing home or assisted living facility. Must be an inpatient. If you were in the hospital “under observation” rather than admitted as an inpatient, you do not qualify for Medicare’s skilled nursing coverage. If you qualify for skilled nursing facility coverage, you pay: But you can qualify for this coverage only if you first were formally admitted to the hospital as an inpatient for at least three consecutive days. Three-day hospitalization rule. Part A covers short-term stays in a skilled nursing facility or rehab center after being discharged from the hospital. This can affect your out-of-pocket costs because Part A and Part B have different deductibles and copayments. This holds true even if you are in a hospital bed and receiving the same kind of care as any other patient. Any care you receive in the hospital if you are “under observation” rather than officially admitted as a patient.By 2018, more than three-quarters of hospitalized Medicare beneficiaries had received at least some care from a hospitalist, compared with fewer than half 10 years earlier, according to a study released in March 2022. Hospitalists, doctors who don’t see patients in an office-based practice but instead deliver care in a hospital, are a growing specialty. Physicians’ services, including anesthetists, hospitalists, surgeons and other doctors in a medical center or a skilled nursing facility. ![]() Some hospital-related services that you might expect Part A to pay for are instead covered through Medicare Part B. What hospital costs does Part B cover instead?
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